Razorpay & Payment Gateway on Your Website — India Integration Guide
When your website needs payments
Add a payment gateway when you sell:
- Fixed-fee services online (consultation, course deposit)
- Digital products or templates
- Ecommerce products
- Subscription SaaS
For “pay on delivery” local shops, WhatsApp + COD may be enough initially — see WhatsApp lead guide.
Razorpay basics (India)
Razorpay is widely used for UPI, cards, netbanking, and wallets. You need:
- Business PAN / registered entity or proprietor docs (per Razorpay policy)
- Bank account for settlements
- Website with Privacy Policy, Terms, Refund policy pages
- HTTPS website
Fees are typically ~2% + GST per transaction — check current Razorpay pricing.
Integration options
| Approach | Best for | | -------- | -------- | | Razorpay Payment Links | Quick start, no code | | Razorpay Checkout (hosted) | Standard ecommerce | | Custom API + webhooks | SaaS, subscriptions, custom UX |
A Full Stack Developer handles webhooks, order records, and failed payment retries — API development service.
Pages required before going live
- Refund & cancellation policy
- Shipping / delivery terms (if physical goods)
- Contact support email/phone
- GST invoice flow if applicable
Website cost with payments
| Scope | Range | | ----- | ----- | | Marketing site + payment link | From ₹2K | | WooCommerce + Razorpay | From ₹5K ecommerce tier | | Custom Next.js checkout | From ₹30K full stack |
Adding payments to your site? Contact for integration quote · Ecommerce guide
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